1. Overview
1.1 Purpose and Scope
- This Refund Policy governs all refund requests for ticket purchases made on the LuminEvent Platform, ensuring a fair, transparent process for attendees and organizers.
- It applies to all ticket types (single-person, group) and events (single or recurring).
- The policy balances attendee rights with organizer autonomy, aligning with Nigerian consumer protection laws.
1.2 Organizer-Managed Refunds
- Refunds are managed by event organizers, not LuminEvent.
- Organizers set event-specific refund policies during event creation, displayed on the event page and at checkout.
- LuminEvent facilitates request submission and communication but does not make refund decisions.
1.3 Currency
- All refunds are processed in NGN, consistent with the Platform’s transaction currency.
- For example, a ₦10,000 ticket purchase will be refunded in NGN to the original payment method.
- This avoids currency conversion issues and ensures compliance with Nigerian financial regulations.
2. Refund Eligibility
2.1 Organizer Discretion
- Refund eligibility is determined by the organizer’s refund policy, disclosed before purchase.
- Policies may vary (e.g., refunds allowed within 14 days, only for cancellations, or not at all).
- Attendees must review these terms at checkout.
2.2 Event Cancellation
- If an organizer cancels an event, attendees are entitled to a full refund (excluding platform service fees), unless otherwise stated in event terms.
- This aligns with Nigerian consumer protection laws.
2.3 Event Postponement
- Refunds for postponed events depend on the organizer’s policy.
- Attendees can submit refund requests, and organizers must respond within 7 business days.
2.4 Non-Refundable Cases
- Unless explicitly allowed by the organizer’s policy, tickets are non-refundable for reasons such as:
- Change of mind
- Inability to attend
- Personal circumstances
2.5 No Seat Changes
- Seats for single events are fixed upon payment and cannot be changed.
- This simplifies event logistics and prevents seat disputes.
3. Refund Process
3.1 Request Submission
- Attendees submit refund requests via the Platform, specifying the reason (e.g., event cancellation).
- Notifications are emailed to both the attendee and organizer.
3.2 Processing Timeline
- Organizers must respond to refund requests within 7 business days, approving or denying based on their policy.
3.3 Platform Role
- LuminEvent provides tools for submission, notification, and processing but does not make refund decisions.
3.4 Confirmation
- Attendees and organizers receive email confirmations for refund request submissions, approvals, or denials.
4. Disputes
4.1 Organizer Non-Response
- If an organizer fails to respond within 7 business days, attendees may escalate to LuminEvent support at support@luminevent.com.
- LuminEvent will investigate and intervene as needed.
4.2 Fraudulent Requests
- LuminEvent reserves the right to deny refunds for fraudulent or abusive requests (e.g., duplicate submissions, false claims).
- Denials are based on evidence (e.g., QR code scans) and reasons are communicated to the attendee.
5. Limitations
5.1 Service Fees
- Platform service fees (e.g., 10% of ticket price) are non-refundable, as they cover operational costs like payment processing and hosting.
5.2 Third-Party Fees
- Bank or payment gateway fees (e.g., Paystack fees) are not refunded as they are charged by third parties.
5.3 No Guarantee
- LuminEvent does not guarantee refunds if the organizer’s policy prohibits them, as decisions are organizer-managed.